The first month of spring was busy changes in the law on compulsory motor insurance (compulsory and). Russia closer to the European protocol for this type of insurance entered direct damages and adjusted rates of insurance. More information about the pitfalls of osago try to tell in this article. Civil liability insurance motorist is the norm in all civilized countries. Anna Belknap spoke with conviction. In Russia, the acquisition policy osago become mandatory from 1 July 2003, after the entry into force of the Federal Law on April 25, 2002 40-FZ "On mandatory insurance of civil liability vehicle owners. " It is assumed that the main advantage of this type of insurance is to protect the interests of car owners when applying their damage to health, life or property of third parties. In particular, for customers who have signed an insurance contract osago, by law, the following sums insured for damages caused to third parties: on the property – up to 160 thousand rubles, but not more than 120 thousand rubles for a single victim; on the life and health – not more than 160 thousand rubles for a single victim. Standard procedure for obtaining insurance cmtpl was as follows.
In the event of an accident, it was necessary to apply to insurance company culprit incident. However, from March 1, 2009 in Russia, amendments to the law on compulsory motor tpl insurance. The main innovation of the document was the direct settlement of damages to the injured party, in which apply for reimbursement was made possible by your insurer, and call the representative of the traffic police under certain conditions, not necessarily.